Legal Notice | Term of use

Last Updated: 8/4/2026

Welcome to the website of New Beginning Financial Group, LLC ("Company," "we," "us," or "our"). These Terms of Use ("Terms") govern your use of our website, www.nbfinancialgroup.com (the "Website"), and all services we offer, including our tax, bookkeeping, and accounting advisory plans. By accessing or using this Website or enrolling in our services, you agree to these Terms. If you do not agree, please do not use the Website or our services.

1. Acceptance of Terms

By accessing, browsing, or using our Website and services, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as well as our Privacy Policy.

2. Changes to the Terms

We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of the Website or our services after changes are posted constitutes acceptance of the revised Terms.

3. Use of Website and Services

A. Permitted Use

You may use this Website and our services solely for lawful purposes and in accordance with these Terms. You agree not to:

Use the Website in any way that violates laws or regulations.
Attempt to gain unauthorized access to any part of the Website, server or our systems.
Disrupt, damage, or interfere with Website security, functionality or operation.
Engage in any fraudulent, misleading, or harmful activities.

B. Intellectual Property Rights

All content on this Website, including text, graphics, logos, images, and software, is the property of New Beginning Financial Group, LLC and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or reproduce any content without prior written permission.

4. Pricing Disclaimer & Payment Terms

A. Subscription-Based Services & Service Tiers

Clients enrolling in our tax advisory plans are required to pay the plan fee as specified in their engagement letter. Fees vary based on the services selected and will be clearly stated before payment. Our tax advisory, bookkeeping, and accounting services operate on a subscription-based model with multiple service tiers tailored to your organization's needs. These tiers include, but are not limited to:

Standard Business Tiers: Virtual Bookkeeping & Accounting, Virtual CFO Services, and Fractional CFO Services.
Non-Profit Tiers: The 990-EZ Growth Plan and The Comprehensive 990 Impact Plan.

Clients enrolling in any of our subscription tiers or advisory plans are required to pay the recurring or one-time plan fees as specified in their individual Engagement Letter. Fees vary based on the specific tier and services selected and will be clearly stated prior to payment processing.

To ensure maximum security, all electronic payments are processed through a secure, PCI-DSS Level 1 certified payment processor. New Beginning Financial Group, LLC does not directly store sensitive payment card details on our local servers.

ALL PAYMENTS ARE FINAL AND NON-REFUNDABLE. Once a payment or subscription fee is processed, no full or partial refunds, credits, or prorated charges will be issued under any circumstances, including early cancellation or non-use of services during a billing cycle.

B. Auto-Renewal

Unless otherwise stated in your Engagement Letter, your subscription plan automatically renews on a recurring basis (e.g., monthly) on the billing period selected. By enrolling, you authorize us to charge your payment method on file each billing cycle until cancellation is completed in accordance with Section 5.

C. Payment Obligations

Failure to make timely payments or a failed charge attempt may result in the immediate suspension or termination of your advisory plan and access to services. Late payments may be subject to additional fees or interest charges permitted by law.

5. Termination & Cancellation Policy

A. Client Cancellation

Clients on a month-to-month advisory retainer or subscription plan may cancel their plan with a one-month written notice. Cancellation requests must be submitted via email to info@nbfinancialgroup.com or in writing to our physical address. Your final billing cycle will occur at the end of the notice period.

B. Company Termination Rights

We reserve the right to terminate your advisory plan or subscription with one month’s notice. If termination is initiated by us, you will receive services through the end of your prepaid billing cycle.

C. Effect of Termination

Upon termination, you will no longer have access to advisory services, proprietary tools, or client software managed by New Beginning Financial Group, LLC. Any outstanding balances or fees incurred prior to termination must be paid in full immediately.

6. Disclaimers and Limitation of Liability

A. No Financial or Legal Advice

The general content provided on this Website is for informational purposes only and should not be construed as legal or formal tax advice prior to the execution of an Engagement Letter. You should consult with a qualified professional before making significant financial decisions.

B. No Guarantees

We make no guarantees regarding the accuracy, reliability, or completeness of the Website’s content. The Website and its general web materials are provided "as is" and "as available" without warranties of any kind, express or implied.

C. Limitation of Liability

To the fullest extent permitted by law, New Beginning Financial Group, LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the Website, third-party processing disruptions, or our services.

7. Third-Party Links

This Website may contain links to third-party websites or external platforms (e.g., payment portals, client management software, etc.). We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

8. User Content and Submissions

If you submit content, feedback, or comments to our Website, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute such content. You agree not to submit illegal, defamatory, or infringing content.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law principles. Any legal disputes, claims, or proceedings arising out of or relating to these Terms shall be resolved exclusively in the state or federal courts located in Cobb County, Georgia.

10. Contact Information

If you have any questions about these Terms, please contact us at:

New Beginning Financial Group, LLC
3330 Cumberland Blvd. Suite 500
(877) 483-NBFG
www.nbfinancialgroup.com