Real Estate Loan Programs
Looking for financing?
New Beginning Mortgage Group works with direct, wholesale, and private lenders who offers financing for real estate investors looking to purchase, or refinance residential investment(s) and commercial investment properties.
New Beginning Mortgage Group, LLC, provides financing for your residential investment and commercial real estate investing needs. Many of our clients have found that traditional banks will not underwrite small balance commercial loans to support purchases, refinances, renovations, or debt consolidation. Many self-employed investors find that banks don't understand them, NBFG does! Let us help you build your real estate investing career!
Residential Investment Financing
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Purchase
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Refinance
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Refinance (Cash-Out)
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Single Family Resident
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Fix & Flip
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Buy and Hold
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Multifamily 2 - 4 units
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Multifamily > 5 units
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Apartment Buildings
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Mixed Use Buildings
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Retail/Office/Warehouse Buildings
Commercial Financing
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Hotels/Motels
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Restaurants/Bars
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Day Care / Hair Salons
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Manufacturing Facilities
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Retail Plazas
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Office Complexes
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Warehouse & Distribution
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Medical Facilities
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Auto Dealerships
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And much more
Submit your loan request to begin the Pre-Approval process started!
Fill out the loan request form to get pre-approved. A mortgage professional will contact you to to begin the loan process. Once we review all possibilities, a preapproval letter will be issued within 24 business hours. The goal is to close within 45-60 days, or when you request.
Rehab Cash Loan Program
This loan program provides short-term funding for the acquisition of non-owner occupied 1 - 4 family residential properties.
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Loan Term: 12 months
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Loan Amount: $75k - $2.5M+
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LTV: up to 85% of the purchase price | up to 65% Refinance| up to 50% Cash-Out
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Property Type: Non-owner occupied 1 - 4 family residential
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FICO: 650 preferred (no set minimum credit score)
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Lender may require some real estate investing experience
After Repair Value (ARV) Loan Program
This program offers financing for up to 85% of the purchase price + up to 100% of the renovation costs, not to exceed 75% of the after repair value
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Loan Term: 12 months
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Loan Amount: $75k - $2.5M+
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LTV: up to 85% of the purchase price + up to 100% of renovation coast; not to exceed 75% of the ARV
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Property Type: Non-owner occupied 1 - 4 family residential
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FICO: 600 minimum credit score
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Lender may require some real estate investing experience
Bridge Financing For Rental Properties
This loan program offers longer term bridge financing for real estate investors who are looking to buy and hold non-owner occupied residential properties for rental income.
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Loan Term: 18 months
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Loan Amount: $75k - $2.5M+
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LTV: up to 85% of the purchase price | up to 65% of Refinance | up to 50% of Cash-Out
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Property Type: Non-owner occupied 1 - 4 family residential
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FICO: No set minimum credit score
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Lender may require some real estate investing experience
Short-Term Financing for Commercial Properties
This program provides short-term financing options for a multitude of small balance commercial properties. Please note we will consider any property types that may pose an environmental risk including gas stations, automotive repair shops and vehicles storage spaces.
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Loan Term: 18 months
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Loan Amount: $75k - $2.5M+
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LTV: up to 85% of the purchase price | up to 65% of Refinance | up to 50% of Cash-Out
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Property Type: Mixed-use, office building, apartment complexes (5 units+); retail spaces
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FICO: 600 minimum credit score
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Lender may require some real estate investing experience
Investor 1 - 4 unit Loan Program
This loan program provides long-term funding for the acquisition of owner occupied and non-owner occupied 1 - 4 family residential properties.
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Loan Term: 30 year fixed, 5/1 ARM, 7/1 ARM
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Rate: TBD
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Loan Amount: $75k - $50M+
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Minimum Value: Property Value of $75,000
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LTV: up to 80% (20% down)
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Property Type: Non-owner occupied 1 - 4 family residential (Call for property types)
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FICO: 650 minimum credit score (or case by case, written explanation required at time of application)
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Personal Guarantees: Personal guarantees are required on all loans but title can be held with company name.
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Documentation: No Doc, Lite Doc and Full Doc
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Borrower Qualification: Full income verification may not be required. Tax returns may not be required. We do required borrower to describe the type of business, provide relevant documentation to provide how income is generated. provide proof of funds and a copy of your personal mortgage and lease(s) of other investment properties.
Investor > 5 unit & Mixed-Use Loan Program
This program offers financing for multifamily units and mixed-use properties.
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Loan Term: 30 year fixed, 5/1 ARM, 7/1 ARM
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Rate: TBD
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Loan Amount: $75k - $50M+
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Minimum Value: Property Value of $75,000
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LTV: up to 80% (20% down)
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Property Type: Non-owner occupied 1 - 4 family residential (Call for property types)
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FICO: 650 minimum credit score (or case by case, written explanation required at time of application)
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Personal Guarantees: Personal guarantees are required on all loans but title can be held with company name.
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Documentation: No Doc, Lite Doc and Full Doc
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Borrower Qualification: Full income verification may not be required. Tax returns may not be required. We do required borrower to describe the type of business, provide relevant documentation to provide how income is generated. provide proof of funds and a copy of your personal mortgage and lease(s) of other investment properties.
Commercial Investment Properties
This loan program offers longer term financing for commercial real estate investors such as hotels, motels, strip malls, office building. etc...
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Loan Term: 30 year fixed, 5/1 ARM, 7/1 ARM
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Rate: TBD
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Loan Amount: $75k - $50M+
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Minimum Value: Property Value of $75,000
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LTV: up to 80% (20% down)
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Property Type: Hotel/Motel, Office, Retail, Warehouse, Self Storage, Auto Service (Call for property types) - No Gas Stations.
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FICO: 650 minimum credit score (or case by case, written explanation required at time of application)
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Personal Guarantees: Personal guarantees are required on all loans but title can be held with company name.
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Documentation: No Doc, Lite Doc and Full Doc
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Borrower Qualification: Full income verification may not be required. Tax returns may not be required. We do required borrower to describe the type of business, provide relevant documentation to provide how income is generated. provide proof of funds and a copy of your personal mortgage and lease(s) of other investment properties.