Health Insurance

Individual Health Insurance Plans - Get A Health Insurance Quote

If you're self-employed or not covered by your employer, an individual health insurance plan provides protection and peace of mind for you and your family. High deductible plans are available with Health Savings Accounts: tax-advantaged savings that you can use for your medical expenses.

Is Individual Medical Insurance right for me? It can be if you fall into any of the categories below:
Self-Employed Not covered by your employer Working part time Retiree not yet eligible for Medicare Not employed and unsure when you'll get coverage

Get health insurance the way you want it:
Worldwide coverage, 24 hours-a-day Your choice of doctors and hospitals from extensive networks No referrals necessary to see a specialist

Short Term Medical Insurance (up to 6 months of coverage)

Sudden illnesses and accidents can lead to large medical bills. Keep your financial future safe at a price you can afford with Short Term Medical temporary insurance. Coverage starts the day after you apply and you may keep your own doctors.

Is Short Term Medical Insurance right for me?
It makes sense if you have one of the following situations:
Between jobs Seeking a less expensive alternative to COBRA** Waiting for employer benefits Temporary or seasonal employment A recent graduate about to start a new job

** If you purchase Short Term Medical rather than maintaining COBRA coverage, you may give up your rights to coverage for pre-existing conditions or guaranteed health insurance in the future.

Health Savings Accounts (HSAs)

What is an HSA? It's an innovative and practical savings account for your medical bills that you can set up with Assurant Health. You won't pay tax on the funds you deposit or the interest you make. Use your funds to pay for your qualified medical expenses, or start a nest egg for retirement. Your money stays yours. Since your balance rolls over each year, "use it or lose it" doesn't apply.

HSA Benefits & Features:
Get greater control over your health care dollars. You withdraw your funds when you need them. Your funds cover expenses that apply toward your deductible. Your funds also cover qualified medical expenses that your health plan doesn't cover including non-prescription drugs. Your funds cover long-term care insurance. You'll get tax advantages* on contributions, interest and qualified withdrawals. Your HSA is easy to manage - all online. Your HSA acts as a retirement income supplement. At age 65, accumulated funds can be withdrawn for non-qualified expenses or medical expenses not covered by Medicare. Funds for non-qualified expenses are subject to income tax.

> Learn more about Health Savings Accounts (HSAs)
> Compare a Typical Family Insurance Plan to our Health Savings Account Plan

*New Beginning Financial Group, LLC and its legal entities are not engaged in rendering tax, investment or legal advice. Federal and state tax regulations are subject to change. If tax, investment or legal advice is required, seek the services of a licensed professional.